Why should I invest?
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Having money means managing it, and many savers turn to investment to grow wealth. Storing cash at home isn’t wise—prices rise over time, eroding purchasing power and leading to long-term losses.

Basic investment and financing concept
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Investment options include stocks, bonds, funds, etc. Learning basics first is essential for amateur investors. Master key indicators like P/E ratio and understand basic economic rules without needing professional finance backgrounds. Know your risk-return tolerance: no risk-free high-return products exist, as seen in the 2008 mini-bond crisis. Young people can take higher risks but often mistakenly choose low-return capital guarantee funds, which lose value to inflation.
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How many investment methods do you have?
​Stocks are attractive but speculative, with most speculators losing money. Funds are ideal for beginners or busy people, relying on professional managers for a fee.

Portfolio at different ages
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Start investing around 20 to accumulate experience, beginning with stocks. As you age and start a family, focus on long-term investments. Near retirement, prioritize stable income through dividend stocks, bonds, or rental properties.